Ashley M

Risk & Compliance Partner

Biji Deals LLP

Mar 2026 - Present • 7 mos

- Co-lead the Risk & Compliance practice of a founder-led boutique advisory firm serving businesses and regulated organisations across Malaysia and Southeast Asia. - Advise clients on AML/CFT, financial crime risk, regulatory compliance, risk management and related governance matters. - Lead and support AML/CFT framework assessments, ML/TF risk assessments, regulatory gap assessments, control testing and remediation engagements. - Develop practical AML/CFT, financial crime, fraud and anti-bribery & corruption policies, procedures and control frameworks tailored to clients' business models and regulatory requirements. - Conduct regulatory research and translate complex requirements into practical recommendations, policies, reports and implementation plans. - Support cross-border engagements involving businesses operating across Malaysia, Singapore and other jurisdictions, adapting assessments to applicable regulatory frameworks. - Develop client proposals, business plans, investor materials, pitch decks and management presentations across risk, compliance and broader business advisory engagements. - Work directly with business owners, senior management and compliance stakeholders to understand business needs and develop commercially practical solutions.

Manager

Deloitte • Temps plein

Sep 2022 - Dec 2025 • 3 yrs 3 mos

- Led and delivered AML/CFT advisory engagements across Malaysia, Singapore and Southeast Asia, with end-to-end ownership of project delivery, quality, timelines and client outcomes. - Acted as a trusted advisor to senior stakeholders across financial institutions, payment service providers and other regulated entities, providing practical, risk-based guidance tailored to different business models and regulatory environments. - Managed multiple concurrent and cross-border engagements, coordinating with regional teams and senior client stakeholders to navigate complex regulatory and operational requirements. - Led enterprise-wide ML/TF risk assessments for Singapore-based payment service providers with regional operations, assessing risks across business activities, products, customers and jurisdictions. - Designed AML/CFT frameworks and system requirements for a stock exchange, covering KYC/CDD, customer risk profiling, transaction monitoring and screening, supporting the launch of new platforms including a gold trading platform and a Shariah-compliant environmental products exchange. - Performed independent AML/CFT framework reviews for financial institutions, including control testing across key components of the compliance programme and assessment of control effectiveness. - Conducted transaction monitoring system validation for a Japan-based bank, reviewing monitoring scenarios, thresholds and coverage of jurisdiction-specific risks and financial crime red flags. - Provided strategic review and challenge of AML/CFT deliverables, ensuring recommendations were practical, proportionate, risk-based and aligned with both regulatory expectations and business realities. - Supported an Anti-Bribery and Corruption risk assessment for a bank assessing key bribery and corruption risks and contributing to the evaluation of the bank's existing risk management and control framework.

Senior Associate

KPMG • Temps plein

Jul 2020 - Apr 2022 • 1 yr 9 mos

- Led enterprise-wide ML/TF risk assessments for Malaysian financial institutions and credit financing companies, aligned with Malaysia’s National Risk Assessment and regulatory expectations. - Conducted AML/CFT framework assessments and control effectiveness reviews for regulated organisations, including sample testing to evaluate the design and effectiveness of controls against internal policies and procedures. - Designed and developed an end-to-end AML/CFT framework for an e-wallet provider, including risk appetite statements, policies and procedures, and product risk assessments. - Supported financial institutions with AML/CFT technology transformation, including development of system business requirements and structured evaluation and selection of technology vendors. - Supported transaction monitoring and sanctions/name screening remediation programmes, helping financial institutions address operational backlogs while maintaining required quality and productivity standards. - Adapted rapidly to complex banking environments, gaining proficiency in internal systems, policies and procedures within tight engagement timelines while consistently meeting strict regulatory, quality and productivity requirements.