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divine_persona

Tanmay K

@divine_persona

Chartered Accountant Investment Business Analysis

Inde
Anglais, Hindi
Certaines informations sont présentées en anglais.
À propos de moi
I am a Chartered Accountant specializing in investment and business analysis with a focus on credit underwriting and capital allocation. I have experience managing over ₹1,000 Cr in SME disbursements and identifying significant governance discrepancies through forensic audits. I prioritize cash flow quality and downside protection, applying financial rigor to evaluate renewable energy platforms and emerging tech unit economics.... Plus d’infos

Compétences

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divine_persona
Tanmay K
hors ligne • 

Voir mes services

Croissance personnelle et découverte de soi
I will help you with life and personal growth
De25 $US / projetPlus de détails

Expérience professionnelle

HSBC

HSBC

Temps plein • 1 yr 9 mos

Relationship Manager

Jun 2025 - Oct 2025 • 4 mos

Managed an assigned SME credit portfolio with ticket sizes of ₹50–200 Cr. Conducted ongoing business performance assessments, covenant compliance reviews, and credit risk monitoring to assess borrower viability. Developed structured views on SME business models across manufacturing, logistics, and services for financial and operational assessment.

Industrial Trainee, Credit & Risk

Nov 2023 - Apr 2025 • 1 yr 5 mos

Supported credit appraisal across 30 SME accounts aggregating to INR 1,000 Cr in loan disbursements. Conducted financial analysis covering leverage, DSCR, working capital cycles, and business model sustainability. Monitored portfolio health through covenant compliance tracking and early warning signal identification for risk assessment.