d
dragomirvolcins

Dragomir

@dragomirvolcins

SME Credit Risk Analyst, Financial Modeling and Valuation

Moldavie
Russe, Roumain, Anglais
Certaines informations sont présentées en anglais.
À propos de moi
I am a bank-side SME credit risk analyst with graduate training in finance, banking, treasury and investment. I turn financial statements and business data into decision-ready corporate underwriting memos, balance-sheet risk reviews, industry ratios, cash-flow capacity and DSCR analysis, KPI packs, 13-week cash-flow forecasts, and DCF valuations. My deliverables combine clean Excel models with concise written conclusions—not unexplained numbers. I also provide practical AML/KYC gap reviews and frameworks. Available in English, Romanian, and Russian.... Plus d’infos

Compétences

d
dragomirvolcins
Dragomir
hors ligne • 
Temps de réponse moyen de 1 heure

Voir mes services

Conseil en prêts
I will analyze corporate financials for credit risk and loan readiness
De35 $US / projetPlus de détails
Certifications et réglementations
I will review your aml kyc controls and deliver a gap report
De25 $US / projetPlus de détails

Portfolio

Expérience professionnelle

Victoriabank

Credit Risk Analyst - SME (IMM)

Victoriabank

Jul 2026 - Present • 3 mos

SME corporate credit-risk analysis, including review of financial statements, balance-sheet structure, liquidity, leverage, cash flow, repayment capacity, and industry-specific risks and ratios. Preparation of clear, structured credit conclusions for internal decision-making.