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kingshuk_goopta

Kingshuk Goopta

@kingshuk_goopta

I will be your corporate bank credit analyst for CMA data and loan proposals

Inde
Anglais, Bengali, Hindi
Certaines informations sont présentées en anglais.
À propos de moi
Most loan proposals fail because they aren't structured the way credit committees expect. As a former senior institutional banker with 13+ years of credit underwriting experience, I review your financials through the lens of a bank's vetting panel. I will audit and stress-test your documents before submission. What I offer: • CMA Data Scrutiny (MPBF, working capital cycles) • Risk Gap & Ratio Analysis (DSCR, ISCR, leverage metrics) • Strategic Underwriter’s Feedback Get institutional validation to maximize approval odds. 100% confidential.... Plus d’infos

Compétences

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kingshuk_goopta
Kingshuk Goopta
hors ligne • 
Temps de réponse moyen de 1 heure

Voir mes services

Conseil en prêts
I will audit cma data and optimize your corporate bank loan proposal
De45 $US / projetPlus de détails

Portfolio

Expérience professionnelle

Senior Credit Risk Specialist & Distressed Asset Lead (UCO Bank)

Banks • Temps plein

May 2014 - Present • 12 yrs 2 mos

Managed comprehensive institutional credit risk, forensic transaction auditing, and large-scale asset recovery pipelines under frameworks like NCLT, IBC, and SARFAESI. Key Achievements : Underwrote and appraised high-value MSME and commercial loan advances with peak individual ticket sizes reaching up to ₹28 Crores. Analyzed structural financial resolution strategies under the IBC framework for a major ₹106 Crore estate, engineering a structural institutional recovery of ₹36 Crores. Evaluated financial modeling, CMA data validations, and rigorous ratio stress-testing metrics (DSCR, ISCR, MPBF) for commercial lending portfolios. Managed detailed investigative data-mapping and forensic transaction trails for corporate exposures aggregating ₹92 Crores to isolate fund diversions and irregularities.