Rachna Lamba

Sales

DERBYSTAR • Temps plein

Sep 2023 - Present • 3 yrs 1 mo

I handle credit card sales and customer acquisitions specifically for Mashreq Bank products. In this role, I actively identify potential clients, evaluate their financial profiles, and recommend appropriate Mashreq credit card variants that match their lifestyle and income levels. I am responsible for managing the entire onboarding lifecycle, which includes explaining product benefits, collecting mandatory documentation, and ensuring strict compliance with UAE central bank regulations and Mashreq's credit policies. This international experience has significantly enhanced my cross-cultural communication, direct financial sales, and relationship management skills in a competitive financial market.

Manager

ICICI Bank • Temps plein

Jul 2021 - Sep 2023 • 2 yrs 2 mos

I am a highly dedicated and results-driven finance professional with a strong background in banking, risk assessment, and relationship management. Having served as a Manager at ICICI Bank, I possess deep expertise in managing day-to-day banking operations while driving business growth and ensuring strict regulatory compliance. My core strength lies in wealth management and financial advisory, where I have successfully managed high-value portfolios for premium clients. I have a proven track record of understanding diverse client needs, assessing their financial health, and providing tailored investment strategies across various instruments, including mutual funds, life insurance policies, fixed-income products, and structured retail loans. My experience in evaluating and processing retail loan applications such as home, auto, and personal loans has given me a comprehensive understanding of credit eligibility, risk evaluation, and thorough KYC documentation processes. This financial acumen allows me to look at financial profiles holistically and deliver strategies that minimize risk while maximizing long-term wealth creation.