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raul_alberto

Raul M

@raul_alberto

Loan Director

Mexique
Anglais, Espagnol
Certaines informations sont présentées en anglais.
À propos de moi
Senior finance professional with extensive experience in corporate finance, credit, underwriting, business financing, financial modeling, valuation and M&A. I have managed and analyzed credit portfolios exceeding $200M and led underwriting teams and financing transactions. I hold an MBA in Financial Services from Metropolitan College of New York and a Bachelor's in Financial Management from Tecnológico de Monterrey, with M&A coursework at NYU. I help businesses and investors evaluate opportunities, structure financing and make better financial decisions. ... Plus d’infos

Compétences

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raul_alberto
Raul M
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Temps de réponse moyen de 1 heure

Voir mes services

Conseil en prêts
I will perform business valuation, financial modeling and investment analysis
Conseil en prêts
I will help your business find financing and loans in mexico

Expérience professionnelle

AGI

Credit Director

AGI • Temps plein

Jan 2018 - Present8 yrs 7 mos

Negotiated and managed over $500 million dollars in financing on behalf of clients while managing credit lines, collaborating closely with multiple banks to ensure strict compliance with syndicated loan covenants. • Develop financial and strategic plans including: credit and risk policies, decision making, forecasting, target-setting, reporting, operational support, business reviews and resource allocation. • Provide strategic consulting in valuation and M&A, resulting in successful deals and favorable outcomes for clients. • Set and monitor KPI’s, P&L results, value frameworks and other key performance metrics. • Execute quantitative analyses and advanced financial modeling for new investments, investment spending and sales strategy recommendations. • Maintain continuous lines of communication, keeping the Board of Directors informed of all critical issues, working and negotiating with banks, partners and internal directors to meet targets.

Regional Underwriting Manager

Hy Cite • Freelance

Feb 2024 - Aug 20246 mos

Led the underwriting operation for Mexico and the Dominican Republic, managing a $400M+ active credit portfolio. Managed a team of 21 underwriters, establishing KPIs and training frameworks. Designed and implemented new credit policies and scoring models that improved decision quality and reduced delinquency rates while optimizing turnaround times and enhancing fraud detection protocols.